Cancellation and Refund Policy: Advance registrants who cannot attend the annual meeting due to unforeseen circumstances, such as a major weather event or family emergency, may request a refund of the registration fee.  Refund requests must be submitted in writing by letter or e-mail to the Treasurer no later than the last day of the annual meeting.  All refund requests submitted after the annual meeting will not be considered.  An administrative fee of up to 50% of the paid amount will be applied to all refunds, and this fee will be determined at the discretion of the Treasurer.  If the requester chooses, all or part of the refund may be converted into a tax deductible donation to the organization.  Refunds will be issued no later than four weeks after the conclusion of the annual meeting.  Panelists who have their paper read at the meeting will not be eligible to receive a refund.  Panelists who qualify for a refund will not be eligible to publish in the FCH Annals.